Applying to Citi for summer 2028? Check your resume against a Citi-style screen below, then read when each business opens, how Early ID fast-tracks sophomores and what happens after you submit on Workday.

Key facts
- When it opens: For summer 2027, New York investment banking opened for about three days in December 2025, announced only to Early ID participants, then generally from mid-January 2026. Citi says summer analyst applications typically open in September the year before.8,9,2
- Portal: Summer analyst roles are on Workday, and you need a new, Citi-specific Workday account. Early ID, the sophomore program, registers through Eightfold instead.1,3
- Choices: Early ID participants apply to at most two lines of business. Summer analyst roles are posted one by one, by business and city, so pick the ones you can explain in an interview.3,4,5
- Documents: A resume, through the online portal, highlighting your skills and relevant experience. Treat a cover letter as optional and put the effort into the resume.1,3
- GPA: The live US postings ask for a 3.3 or above in Sales and Trading and Quantitative Analysis, prefer 3.3 or above in Corporate Banking, and prefer 3.0 or better in Technology.4,5,6,7
- Who it is for: Students in their junior year. Summer 2027 postings ask for graduation between December 2027 and June 2028, so summer 2028 applicants graduate a year after that.2,4
- Next step: If selected, a one-on-one first interview. Citi adds a skills discovery survey first for EMEA and global Services programs, and a coding assessment for Technology.1,11
Citi programs on the tracker
Live from the Intervyo tracker, so the dates update as Citi posts them.
- 2028 Summer Analyst Program
- Dates not announced yet
- Early Identification (Early ID)
- Dates not announced yet
- 2028 Full-Time Analyst Program
- Dates not announced yet
Citi scopes its skills step by program: a skills discovery survey for EMEA and global Services programs, a coding assessment for Technology. In New York investment banking for summer 2027, Early ID led straight to a first round of two live 30-minute interviews, and school applicants went straight to a first-round interview too.1,11,19
Check your resume before you apply
Check your resume
Read against the Summer Analyst role at Citi, Investment Banking, the way the first screen reads it.
- A score and a verdict
- An ATS check
- Your lines rewritten
What the Citi online application looks like
Check which roles are actually open
Citi runs more than one calendar. Investment banking for summer 2027 opened in December 2025 and January 2026 and was wrapping up by the end of January, when capital markets and corporate banking were still recruiting on campus. Other US roles open later and stay up longer: for summer 2027, Corporate Banking in Houston was posted on Aug 26, 2026, Technology roles in several US cities on Oct 23, 2026 and Sales and Trading in New York was reposted on Oct 30, 2026, so non-IB roles took applications well into the fall.8,9,4,5,6
If you are a sophomore, look at Early ID
Early ID is a three-week virtual mentorship for US sophomores, two to three hours a day, with interview preparation for summer analyst roles. Cohorts start in December (applications open in November) and March (applications open in February); you register on Eightfold with a resume and pick up to two lines of business. For summer 2027, New York investment banking opened about three days early for Early ID participants, and one was invited to a first round by the end of the program.3,1,8,11
Fill in the form
Clicking Apply sends you to Workday, where you make a new Citi-specific account even if you already have a Workday account for another firm. Citi asks you to highlight your skills and relevant experience. The postings set graduation dates and a preferred GPA, so put your GPA and graduation month on the resume. Treat a cover letter as optional.1,4,5
The skills step, for some programs
Citi names a skills discovery survey for EMEA and global Services programs, and a New York Services process in fall 2025 (summer 2026) included a personality test and two behavioral one-on-ones. Technology applicants complete a coding assessment, and the postings ask for the ability to pass technical interviews of basic algorithmic programming exercises.1,13,6
The first interview
If selected, you are invited to a one-on-one interview that goes deeper into your background and how your goals fit Citi. In New York investment banking for summer 2027, that was two back-to-back 30-minute interviews, and first rounds were still running on Mar 9, 2026.1,11,8
What the form asks
- Citi Workday account Required
- A new account for Citi, even if you have Workday accounts with other firms.
- Resume Required
- Citi asks you to highlight your skills and relevant experience. It is what the first screen reads.
- Cover letter Optional
- Treat it as optional. If there is a field, a short, specific letter does no harm, but the resume matters more.
- GPA, transcript, written questions Check the form
- Put your GPA on the resume; the postings name a preferred GPA. Have a transcript ready in case the form asks.
- Early ID registration Sophomores
- On Eightfold, with a resume, for up to two lines of business. Applications without a resume are not considered.
The account, resume and Early ID rules come from Citi's pages; the rest is our best reading of what applicants have seen. Check each field when you open the form.1,3,4,5
Citi resume checklist
- One page, saved as a PDF, ready to upload to Workday.
- Education first while you are a student: school, degree written out, graduation month and year.
- GPA as 3.42/4.00; the live postings look for 3.3 or above in the front-office roles and prefer 3.0 for Technology.
- Experience newest first, two or three bullets each, every bullet starting with a verb.
- Each bullet says what you did and what came of it, with a number where you have one.
- Deal, credit and modeling words only for work you did and can explain line by line.
- Leadership roles over memberships: what you ran, led or built.
- Skills and interests last; for Technology, languages and projects up front.
- For Early ID, the same resume on Eightfold, aimed at your two lines of business.
What to put on it
The first screen reads your resume, so that is where your effort goes. For students the order is Education first, then experience, then leadership and activities, then skills and interests. The examples below are Intervyo rewrites of common resume lines, not questions from the form.1,17,18
- Education: School, degree, graduation month and year, and GPA. First on the page while you are a student.
- Experience: Internships and jobs, newest first, with two or three bullets that say what you did and what came of it.
- Leadership and activities: Clubs, teams and roles where you owned something, not only memberships.
- Skills and interests: Languages, software and a few real interests, last on the page.
Example questions and how to answer them
Experience bullet"Rewrite this bullet: "Did research on companies for a credit project.""17,12
- 1Start with a verb for what you did yourself: analyzed, built, presented.
- 2Name the work: a credit memo, a cash flow model, a ratio analysis.
- 3Add scale in numbers: how many companies, how big, over what period.
- 4End with what the work led to: a recommendation, a decision, a grade.
Tip: Corporate banking interviews at Citi have asked how you assess a credit situation, so a credit bullet you can defend is worth having.
Example answer, written by Intervyo (not a real candidate)
Analyzed leverage, interest coverage and 3-year cash flow for 6 mid-size industrial borrowers in a student credit fund; recommended 2 for a mock $20M revolver, and the faculty panel adopted both.
Education line"Rewrite this education line: "Rutgers, Finance major, 3.4, 2029""4,6,17,18
- 1University and location on the first line.
- 2Degree written out, with the expected graduation month and year.
- 3GPA to two decimals with the scale. Add a major GPA if it is higher.
- 4An optional line for relevant coursework or honors.
Tip: The live Citi postings look for a 3.3 or above in the front-office roles and prefer 3.0 for Technology, so show the GPA plainly.
Example answer, written by Intervyo (not a real candidate)
Rutgers University, New Brunswick, NJ Bachelor of Science in Finance, expected May 2029. GPA: 3.42/4.00 (Major GPA: 3.61/4.00) Relevant coursework: Corporate Finance, Fixed Income, Financial Accounting
Leadership and activities"Rewrite this activity: "Member, Women in Business.""17
- 1Lead with your role, not the club: what were you responsible for?
- 2Say what you produced: events, mentoring, money raised, members recruited.
- 3Give one number for scale.
- 4Show a result your work led to.
Example answer, written by Intervyo (not a real candidate)
Mentorship Chair, Women in Business (120 members): matched 35 first-years with junior mentors and ran 4 resume workshops; 22 mentees landed sophomore finance programs.
From resume to first round"Walk me through your resume."1,11,19,20
- 1Open with where you are now: school, major and year.
- 2Take 2 or 3 entries from your resume in order, one sentence each.
- 3Link each step to the next, so the story builds toward this business.
- 4Close on why Citi and this group are the next step.
Tip: Citi's first round goes deeper into your background, and one New York superday round was a full resume grilling looking for overstatement. Keep every line one you can defend.
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How long to hear back after the online application
If you are selected, Citi invites you to a one-on-one first interview. In investment banking that has come within weeks of applying, in waves, while other programs move on their own calendars.1,8,10
Jan to Mar 2025 (summer 2026)
Investment banking, US
Applicants in the dark after submitting asked about HireVues and questionnaires on Jan 22; one replied that Citi does not do HireVue. By mid-March, first rounds were going out in waves, later for non-targets.10
Dec 2025 (summer 2027)
Investment banking, New York
The posting opened for about three days, announced only to Early ID participants, and was closed again by Dec 20.8
Jan 2026 (summer 2027)
Investment banking, New York
One applicant submitted on Jan 13, a day after the posting's anticipated close of Jan 12, and the form still took it. General applications had opened mid-January.8,9
Jan 2026 (summer 2027)
Investment banking, New York (Early ID)
Invited to a first round by the end of Early ID: two back-to-back 30-minute interviews, then a superday of three. The whole process took one to two months.11
Feb to Mar 2026 (summer 2027)
Investment banking, US
On Feb 8, one applicant was told after a first round that superdays would roll in one to two weeks; on Mar 10, applicants were still waiting on first rounds held Mar 9.8
Oct 2025 (summer 2026)
Services, New York
A personality test, two behavioral one-on-ones and a two-hour superday, all in less than a month.13
Capital markets and corporate banking were still recruiting on campus in the first week of February 2026, after investment banking had mostly wrapped up.9
Best guessIn investment banking, a first-round invite tends to come within a few weeks of applying. If classmates have theirs and three weeks pass with nothing, check your Workday status and keep applying elsewhere; Citi has sent late waves into March.
What happens after the online application
Online applicationYou are here
This page. A resume on Workday, with a Citi-specific account; Early ID registers on Eightfold.1,3
Skills evaluation (Services and Technology)
A skills discovery survey for global Services programs, or a coding assessment for Technology.1
First interview
If selected, a one-on-one interview on your background and how your goals fit Citi. In New York investment banking, two back-to-back 30-minute interviews.1,11
Superday
Multiple interviews, an assessment or a case study, depending on the program and location. In New York investment banking, three back-to-back 30-minute interviews.1,11
Banking vs Services and Technology
The steps are the same five on Citi's page, but what sits between the application and the first interview, and when each part opens, differ by program.
Opened for summer 2027
Summer 2028, expected
Investment banking around December 2026 to January 2027, going by the last cycle.15,16
Citi says summer analyst applications typically open in September the year before, so around fall 2027.2
After you apply
2028 summer analyst status
For summer 2027, New York investment banking opened for about three days in December 2025, announced only to Early ID participants, then generally from mid-January 2026. Expect summer 2028 investment banking around December 2026 to January 2027, with an Early ID window first if the last cycle repeats.8,9,15,16
FAQ
When do Citi 2028 summer analyst applications open?
Going by the last cycle, around December 2026 to January 2027 for investment banking. For summer 2027, New York investment banking opened for about three days in December 2025, announced only to Early ID participants, and generally from mid-January 2026. Citi says summer analyst applications in general typically open in September the year before, so expect other programs from around fall 2027.8,9,2,15,16
Does Citi use HireVue for summer analysts?
Prepare for a live first round. Citi's own steps go from the application, and a skills evaluation for some programs, to a one-on-one first interview, and in the summer 2027 New York investment banking process, applicants went straight to live first-round interviews. If a video invite does arrive, treat it as your first round.1,11,10
Is there a Citi online assessment?
For some programs. Citi sends a skills discovery survey for EMEA and global Services programs, and a coding assessment for Technology. A New York Services process in fall 2025 included a personality test. Investment banking applicants in New York went from the application, or Early ID, to live interviews.1,13,11,19
What GPA do you need for Citi?
The live US postings ask for a 3.3 or above in Sales and Trading and Quantitative Analysis. Corporate Banking prefers 3.3 or above and Technology prefers 3.0 or better. Put your GPA on your resume, and add your major GPA if it is higher.4,5,6,7
Does Citi ask for a cover letter?
Treat it as optional. Citi asks you to highlight your skills and relevant experience, and the resume is what carries that. If the form has a cover letter field, keep any letter short and specific to the business.1
What is Citi Early ID, and does it help?
Early ID is a three-week virtual mentorship for US sophomores, with cohorts in December and March and applications opening the month before. You register on Eightfold with a resume and pick up to two lines of business. It includes interview preparation for summer analyst roles, and for summer 2027 New York investment banking opened early for Early ID participants, one of whom was invited to a first round by the end of the program.3,8,11
Can you apply to more than one role at Citi?
Citi states a limit for Early ID: at most two lines of business. Summer analyst roles are separate postings by business and city; check the form for any cap, apply to the ones you can explain, and expect each to run on its own calendar.3,4,5,6
What happens after you submit your Citi application?
EMEA and global Services programs send a skills discovery survey and Technology a coding assessment. If you are selected, Citi invites you to a one-on-one first interview, and then a final stage of interviews, an assessment or a case study, depending on the program. You can follow your status on Workday.1,11,14
Online application at other firms
Sources
Firm pages first, then dated candidate reports. Last checked Nov 4, 2026.
- 1Citi: Early Career (application process and FAQ)
- 2Citi: Internships
- 3Citi: Pre-Internships (Early Identification)
- 4Citi (Workday): Banking - Corporate Banking, Summer Analyst, Houston - US, 2027
- 5Citi (Workday): Markets - Sales and Trading, Summer Analyst, New York City - US, 2027
- 6Citi (Workday): Technology, Application Development, Summer Analyst, New York or New Jersey - USA, 2027
- 7Citi (Workday): Markets - Quantitative Analysis, Summer Analyst - New York City - US, 2027
- 8Candidate discussion on a public forum: Citi SA 2027 - multiple roles? (Dec 2025 to Mar 2026)
- 9Candidate discussion on a public forum: Citibank SA 2027 - Ongoing - Hirevue? (Jan 2026)
- 10Candidate discussion on a public forum: CITI SA 2026 MEGATHREAD (Jan to Apr 2025)
- 11Candidate report on a public forum: Summer Analyst interview, Investment Banking, New York (Jan 2026)
- 12Candidate report on a public forum: Summer Analyst interview, Corporate Banking, New York (May 2026)
- 13Candidate report on a public forum: Services Summer Analyst interview, Corporate Finance, New York (Oct 2025)
- 14Candidate report on a public forum: Technology Investment Banking Analyst interview, San Francisco (Jan 2025)
- 15Extern: Investment Banking Internships 2028: When Each Bank Opens · prep site
- 16Extern: Citi Internship 2027-2028: Programs, Deadlines & How to Apply · prep site
- 17Mergers & Inquisitions: Free investment banking resume template · prep site
- 18Georgetown University Cawley Career Education Center: Resume Content & Formatting · prep site
- 19Candidate report on a public forum: Intern interview, Generalist, New York (Mar 2026)
- 20Candidate reports on a public forum: Citigroup Interview Questions (listing, page 1, Nov 2026)
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