J.P. Morgan 2028 application guide

For
2028 summer analysts
Sources
22 cited

Applying to J.P. Morgan for summer 2028? Check your resume against a J.P. Morgan-style screen below, then read when each program opens, what the form screens for and how fast the HireVue invite arrives.

A student at a kitchen table in a city apartment on a winter evening, laptop open beside a printed one-page resume and a mug, snow on the window ledge.
For summer 2027, J.P. Morgan's investment banking posting was live by Dec 29, 2025, and HireVue invites came within hours of applying.

Key facts

  • When it opens: For summer 2027, the US investment banking posting was live by Dec 29, 2025, with HireVue invites the same day. Corporate programs such as Global Finance & Business Management opened in July 2026.10,5
  • Portal: Every program is on one job search site, where you create a profile when you apply and check your status under "My Application".1,9
  • How many to apply to: J.P. Morgan recommends focusing on no more than three summer internship program applications; it is a recommendation, not a stated cap. On the 2028 Houston investment banking posting, only one application per candidate is considered.1,22
  • Documents: A resume and the application questions; some programs also ask for a location preference. Treat a cover letter as optional: the postings name only the resume.22,4,5,7,15
  • GPA: A minimum cumulative GPA of 3.6 on a 4.0 scale on the 2028 Houston investment banking posting, the same as the 2027 investment banking posting. The 2027 Markets, CIB Risk and Chase Leadership postings set 3.2.22,19,4,7,8
  • Who it is for: For summer 2028, students graduating between December 2028 and June 2029, on the Houston investment banking posting: one year later than the December 2027 to June 2028 window on the 2027 postings.22,4,7
  • Next step: If you meet the minimum criteria, an email invite to a HireVue video interview; the 2028 Houston investment banking posting says within 48 hours, to finish within 7 days. Markets adds a math test in the same invite; Quantitative Research starts with a HackerRank coding challenge.22,4,5,6,2

Each program has its own posting and its own window. The investment banking program places summer analysts in a Coverage (Industry), Advisory or Capital Markets group for nine weeks, so read each posting rather than the firm's general "programs" page.3,17

Check your resume before you apply

Summer Analyst at J.P. Morgan

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Read against the Summer Analyst role at J.P. Morgan, Investment Banking, the way the first screen reads it.

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What the J.P. Morgan online application looks like

  1. Find the posting for your program

    J.P. Morgan runs several calendars, and investment banking goes first. For summer 2028, the Natural Resources investment banking posting in Houston went up on Nov 4, 2026, to apply by 11:55 p.m. ET on Nov 8. For summer 2027, investment banking was live by Dec 29, 2025 and had closed by July 2026; corporate programs followed in July 2026, Quantitative Research in August 2026, and a CIB Risk posting on Oct 26, 2026.22,10,17,5,6,7

  2. Pick your programs

    J.P. Morgan recommends no more than three summer internship program applications. Corporate programs such as Global Finance & Business Management and Chase Leadership Development also ask for a location preference on the form.1,5,8

  3. Fill in the form

    The postings ask for a complete and thoughtful application that includes your resume, and tell you to answer all relevant application questions. Read the screening questions closely: answering "No" where the form asks for "N/A" has been linked to automatic rejections. Once you submit, you cannot change the application. The firm's FAQ says you can withdraw it and apply again with a new profile under a different email address, but the 2028 Houston investment banking posting considers only one application per candidate and ignores extra ones sent from other email addresses, so check every answer before you submit.7,5,10,1,22

  4. Straight after you submit

    You get a notice that the application was submitted. J.P. Morgan then checks it against the program's minimum criteria, and if you meet them you get an email invite to a HireVue video interview. Your application is not reviewed further until you complete it. In the investment banking window that invite has come about two hours after applying; the 2028 Houston posting says within 48 hours, and gives you 7 days to complete it.1,5,7,10,11,22

  5. The invite by program

    Business programs get a HireVue video interview. Markets, including Research, gets a video interview and a math test, both on HireVue. Quantitative Research gets a HackerRank coding challenge first, then a self-recorded HireVue. Corporate programs ask you to finish within one week (Global Finance & Business Management) or three days (Chase Leadership Development).4,5,6,8,2

What the form asks

Profile Required
Created when you apply, with your email address. You use it to track status and to withdraw. Use one: the 2028 Houston investment banking posting considers one application per candidate.
Resume Required
Named on every posting. It is what the minimum-criteria check and the first reviewers read.
Application and screening questions Required
Answer every relevant one. Use "N/A" where the form asks for it.
Location preference Some programs
Asked on corporate program postings. Investment banking candidates have later had a group preference email.
Cover letter, transcript Check the form
The postings ask for neither. Treat a cover letter as optional and have a transcript ready in case the form asks.

The resume, questions and location preference come from the postings; the rest is our best reading of what applicants have seen. Check each field when you open the form.5,7,8,1,10,15,22

J.P. Morgan resume checklist

  • One page, saved as a PDF.
  • Education first while you are a student: school, degree written out, graduation month and year.
  • Cumulative GPA as 3.72/4.00, checked against the posting's minimum (3.6 for investment banking); add a major GPA if it is higher.
  • Experience newest first, two or three bullets each, every bullet starting with a verb.
  • Each bullet says what you did and what came of it, with a number where you have one.
  • Deal and modeling words only for work you did and can explain in a HireVue or superday.
  • Leadership roles over memberships: what you ran, led or built.
  • Skills and interests last, with interests you could talk about for a minute.
  • For Quantitative Research or Markets, put programming languages and math or statistics coursework where a reader sees them first.

What to put on it

Your resume is what J.P. Morgan reads first, and the HireVue is built to "bring your resume to life", so the resume carries the application. For students the order is Education first, then experience, then leadership and activities, then skills and interests. The examples below are Intervyo rewrites of common resume lines, not questions from the form.5,20,21

  • Education: School, degree, graduation month and year, and GPA. First on the page while you are a student.
  • Experience: Internships and jobs, newest first, with two or three bullets that say what you did and what came of it.
  • Leadership and activities: Clubs, teams and roles where you owned something, not only memberships.
  • Skills and interests: Languages, software and a few real interests, last on the page.

Example questions and how to answer them

Experience bullet"Rewrite this bullet: "Worked on a team analyzing a company for a stock pitch.""3,20
  1. 1Start with a verb for what you did yourself: built, valued, wrote, led.
  2. 2Name the work precisely: trading comps, a DCF, an earnings model.
  3. 3Add scale in numbers: the company, the team, the result.
  4. 4End with what happened next: the vote, the decision, the grade.

Tip: J.P. Morgan asks for "analytical, quantitative, and interpretative skills", so let the numbers show them. Use only work you can explain for a minute out loud.

Example answer, written by Intervyo (not a real candidate)

Built trading comps and a 5-year DCF for a $2B specialty retailer as one of 3 analysts in a student investment fund; our buy case won the fund's vote and a $15K position.

Education line"Rewrite this education line: "NYU Stern, Finance, 3.5, 2029""22,4,7,20,21
  1. 1University and location on the first line.
  2. 2Degree written out, with the expected graduation month and year.
  3. 3GPA to two decimals with the scale. Check it against the posting's minimum.
  4. 4An optional line for relevant coursework or honors.

Tip: Summer 2028 analysts graduate between December 2028 and June 2029, so most will show a 2029 date. Investment banking screens at a 3.6 cumulative GPA and most other postings at 3.2, so give the cumulative figure.

Example answer, written by Intervyo (not a real candidate)

New York University, Leonard N. Stern School of Business, New York, NY Bachelor of Science in Business, Concentration in Finance, expected May 2029. GPA: 3.72/4.00 Relevant coursework: Corporate Finance, Financial Accounting, Statistics

Leadership and activities"Rewrite this activity: "Treasurer, Finance Society.""20
  1. 1Lead with the role and the size of what you ran.
  2. 2Say what you did, not what the club did.
  3. 3Give one number for scale.
  4. 4Show a result or a decision your work led to.

Example answer, written by Intervyo (not a real candidate)

Treasurer, Finance Society (120 members): ran a $30K annual budget, built a dues and sponsorship tracker that cut late payments by half, and negotiated 2 new sponsor agreements worth $8K.

From resume to HireVue"Walk me through your resume."13
  1. 1Open with where you are now: school, major and year.
  2. 2Take 2 or 3 entries from your resume in order, one sentence each.
  3. 3Link each step to the next, so the story builds toward the program.
  4. 4Close on why this program at J.P. Morgan is the next step.

Tip: This has come up in J.P. Morgan's investment banking HireVue, with about 30 seconds to prepare. Order your resume so the entries you want to talk about come first.

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How long to hear back after the online application

Applications are reviewed on a rolling basis and every one is considered. You get a submission notice, then a HireVue invite if you meet the minimum criteria, and the firm cannot speed up a decision for a competing offer.1,2,5

  1. Dec 2024 (summer 2026)

    Investment banking, US

    The thread opened on Dec 30, 2024 as applications went live. HireVue invites came between about one and five hours after applying; some applicants were rejected without one.11

  2. Dec 2025 (summer 2027)

    Investment banking, US

    The thread opened on Dec 29, 2025. One applicant's HireVue arrived 2 hours after applying; another with a 3.5 GPA got no HireVue.10

  3. Jan 2026 (summer 2027)

    Investment banking, US

    A group preference email followed the HireVue for some, and the first superday invites went out within weeks, in New York and Houston among others.10

  4. Jan 2026 (summer 2027)

    Private Bank, US

    HireVues submitted in early January; some candidates then had a screening call, and superdays followed over the next few months.16

  5. May 2026 (summer 2027)

    Equity Research, New York

    HireVue and math test, then a superday invite about a month later.14

  6. Aug 2025 (summer 2026)

    Internal Audit, Jersey City

    Resume, application details and location preferences, then a behavioral HireVue and a superday. The process took one to two months.15

Corporate programs ask you to finish the HireVue within one week or three days of the invite. Your status is always in "My Application" on the job site.5,8,1

Best guessIn the investment banking window, expect the HireVue invite within hours of applying if you clear the screen. If two days pass with nothing, check your portal status and your answers to the screening questions. Outside investment banking, expect days to weeks.

What happens after the online application

  1. Online applicationYou are here

    This page. Resume and application questions on J.P. Morgan's job site, with up to three summer program applications advised.1,5

  2. HackerRank (Quantitative Research)

    Quantitative Research applicants take a HackerRank coding challenge first, then the HireVue.6

  3. HireVue video interview

    If you meet the minimum criteria: a recorded HireVue video interview, required before any further review. Markets adds a math test in the same invite.5,4

  4. First-round interview (sometimes)

    Not every process has one. A New York investment banking process in March 2025 had a first round before the superday; a New York Leveraged Finance process in February 2025 went straight from the HireVue to the superday.12,13

  5. Superday

    Multiple interviews, held virtually or in person depending on the program.2

Investment banking vs other programs

Investment banking opens and fills first; corporate, quant and markets programs post months later and stay open longer. Plan around the posting you want.

Opened for summer 2027

Investment banking

By Dec 29, 2025, with HireVue invites the same day.10

Other US programs

Global Finance & Business Management Jul 7, 2026; Quantitative Research Aug 4, 2026; CIB Risk Oct 26, 2026.5,6,7

Summer 2028

Investment banking

Expect late December 2026 into early 2027, going by the last two cycles. Some teams post earlier.22,10,11,17,18

Other US programs

Through spring to fall 2027, going by the last cycle.17

Closes

Investment banking

Summer 2027: closed by July 2026. Summer 2028, Houston: 11:55 p.m. ET on Nov 8, 2026.17,22

Other US programs

Summer 2027 postings: apply before Nov 6 (Quantitative Research), by 11:55 p.m. ET on Nov 9 (CIB Risk) and before Dec 12, 2026 (Global Finance & Business Management).6,7,5

After you apply

Investment banking

A HireVue invite within hours for those who clear the screen; the 2028 Houston posting says within 48 hours, to finish within 7 days.10,11,22

Other US programs

HireVue, plus a math test for Markets; HackerRank then HireVue for Quantitative Research.4,6

Final round

Investment banking

First superday invites within weeks of the posting, in January 2026 (summer 2027).10

Other US programs

Equity Research, New York: superday about a month after the HireVue, in May 2026.14

2028 summer analyst status

For summer 2027, US investment banking was live by Dec 29, 2025, so expect summer 2028 investment banking from around late December 2026, and the other programs through 2027.10,17

FAQ

When do J.P. Morgan 2028 summer analyst applications open?

For summer 2027, investment banking was live by Dec 29, 2025, and for summer 2026 by Dec 30, 2024, so expect summer 2028 investment banking from around late December 2026. Some teams post earlier: Houston investment banking opened on Nov 4, 2026 (summer 2028). Corporate, quant and markets programs post later, from spring into the fall of 2027.22,10,11,17

What GPA do you need for J.P. Morgan?

For investment banking, 3.6: the 2028 Houston posting sets a minimum cumulative GPA of 3.6 on a 4.0 scale, as the 2027 investment banking posting did. The 2027 Markets, CIB Risk and Chase Leadership postings set 3.2. Applications are checked against the minimum criteria before the HireVue invite, so check the live posting for your program.22,19,4,7,8,5

How many programs can you apply to at J.P. Morgan?

J.P. Morgan recommends focusing on no more than three summer internship program applications; it is a recommendation, not a stated cap. Within one posting, apply once: the 2028 Houston investment banking posting considers only one application per candidate. Pick the three programs you can explain best in a HireVue.1,22

Does J.P. Morgan ask for a cover letter?

Treat it as optional. The postings ask for a complete application that includes your resume, plus the application questions, and name no cover letter. Put your effort into the resume.22,5,7,15

What happens after you submit your J.P. Morgan application?

You get a submission notice. J.P. Morgan checks the application against the program's minimum criteria, and if you meet them you get an email invite to a HireVue video interview, which you must finish before any further review. On the 2028 Houston investment banking posting the invite comes within 48 hours, with 7 days to complete it. Markets adds a math test; Quantitative Research starts with HackerRank.1,5,22,4,6

Can you edit a J.P. Morgan application after submitting?

No. Once an application is submitted it cannot be changed. The firm's FAQ says you can withdraw it and submit a new application from a new profile with a different email address, but the 2028 Houston investment banking posting considers only one application per candidate and ignores extra ones from other email addresses. Check every answer before you submit.1,22

Does J.P. Morgan review applications on a rolling basis?

Yes. J.P. Morgan reviews applications on a rolling basis, fills classes as it goes and encourages you to apply as early as possible, so have your resume ready before the posting goes up.1,2,4

Online application at other firms

Sources

Firm pages first, then dated candidate reports. Last checked Nov 4, 2026.

  1. 1JPMorganChase: Hiring FAQs
  2. 2JPMorganChase: Early careers digital handbook (PDF)
  3. 3JPMorganChase: Investment Banking Analyst Internship
  4. 4JPMorganChase (job site): 2027 Markets Summer Analyst Program, New York
  5. 5JPMorganChase (job site): 2027 Global Finance & Business Management Summer Analyst (New York Metro)
  6. 6JPMorganChase (job site): 2027 Quantitative Research - Markets - Summer Internship - Analyst - United States
  7. 7JPMorganChase (job site): 2027 Commercial & Investment Bank Risk Management Summer Analyst Program
  8. 8JPMorganChase (job site): 2027 Chase Leadership Development Program Summer Analyst (OH, TX, DE)
  9. 9JPMorganChase (job site): Job search, keyword "2028"
  10. 10Candidate discussion on a public forum: JPM SA '27 (from Dec 2025)
  11. 11Candidate discussion on a public forum: JPM IB 2026 megathread (from Dec 2024)
  12. 12Candidate report on a public forum: Investment Banking Summer Analyst interview, New York (Mar 2025)
  13. 13Candidate report on a public forum: Summer Analyst interview, Leveraged Finance, New York (Feb 2025)
  14. 14Candidate report on a public forum: Markets Equity Research Summer Analyst interview, New York (May 2026)
  15. 15Candidate report on a public forum: Internal Audit intern interview, Jersey City (Aug 2025)
  16. 16Candidate report on a public forum: Jpm Private banking 2027 SA (from Jan 2026)
  17. 17Extern: JPMorgan Internship 2027-2028: Programs, Deadlines & How to Apply · prep site
  18. 18Extern: Investment Banking Internships 2028: When Each Bank Opens · prep site
  19. 19SuperdayAI: Summer 2028 IB Recruiting Timeline: Bank by Bank · prep site
  20. 20Mergers & Inquisitions: Investment Banking Resume Template: Proven Formula · prep site
  21. 21Georgetown University Cawley Career Education Center: Resume Content & Formatting · prep site
  22. 22JPMorganChase (job site): 2028 Global Investment Banking Summer Analyst Program, Houston

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