Bank of America 2028 application guide

For
2028 summer analysts
Sources
16 cited

Applying to Bank of America for summer 2028? Check your resume against a Bank of America-style screen below, then read when each program opens, how the one-choice rule works and what happens after you submit.

A student working on a laptop at a small table on a shared apartment balcony on a warm July evening, a printed one-page resume and a glass of iced tea beside them, leafy trees behind.
Bank of America lets you apply to one office and one division a year, so a single application carries the weight.

Key facts

  • When it opens: For summer 2027, investment banking opened in mid-January 2026 and sales and trading was live by Feb 8, 2026, both with an apply-by date of Mar 31, 2026. Technology and Quantitative Data Analytics opened on Jul 1, 2026, with a Nov 7, 2026 apply-by date.8,4,5,3,6
  • Choices: You may apply to one office and one division per year. If you are turned down for summer, you can reapply for the full-time program the next year.1
  • Portal: Apply online through Bank of America's campus application system, even if your school also runs a resume drop. You can log in to see your status at any point.1
  • Documents: A resume. Bank of America names a cover letter only for MBA associate programs, so treat one as optional for analyst roles.1
  • GPA: The summer 2027 investment banking, sales and trading and Quantitative Data Analytics postings all list a 3.5 minimum GPA, preferred.4,5,6
  • Who it is for: Summer 2027 postings asked for graduation between November 2027 and August 2028, so summer 2028 applicants graduate a year after that.4,5
  • Next step: A selective on-demand HireVue video: 30 seconds to prepare and up to three minutes per answer. July-cycle postings say assessments often begin before the deadline.1,7,6

Bank of America programs on the tracker

Live from the Intervyo tracker, so the dates update as Bank of America posts them.

2028 IB Summer Analyst, Houston Energy only
Opens Nov 5
Open
Campus Insight Forum: The Power to Lead
Dates not announced yet
2028 Full-Time Analyst Program
Dates not announced yet
Get an email the day Bank of America opens

Leveraged Finance is reached through other postings: New York through the Investment Banking Summer Analyst Program, Charlotte through the Capital Markets program. Quantitative Data Analytics asks you to rank your top three locations and stack-rank the job profiles.4,6

Check your resume before you apply

Summer Analyst at Bank of America

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Read against the Summer Analyst role at Bank of America, Global Investment Banking, the way the first screen reads it.

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What the Bank of America online application looks like

  1. Pick the right calendar

    Bank of America runs two. For summer 2027, investment banking opened in mid-January 2026 and sales and trading was live by Feb 8, 2026, both with an "apply by" date of Mar 31, 2026. Technology, Quantitative Data Analytics and other enterprise programs opened on Jul 1, 2026, with deadlines into the fall. Recruiting is rolling and interviews often begin before the deadline, so apply the week your program posts.8,4,5,6,1

  2. Spend your one choice

    You may apply to one office and one division per year, so choose before you click. The investment banking posting covers Chicago, Houston, Los Angeles, Miami, New York, Palo Alto and San Francisco. Leveraged Finance in New York sits under investment banking, and Leveraged Finance in Charlotte under Capital Markets.1,4

  3. Fill in the form

    Apply online through the campus application system even if you also took part in a resume drop at your career center. The resume is the core of the application. Bank of America asks for a cover letter only from MBA associate applicants, so put your effort into the resume. Some programs ask more: Quantitative Data Analytics has you rank your top three locations.1,6

  4. Straight after you submit

    You get a confirmation email once your application is in. Bank of America contacts candidates by email or through a recruiter when a decision is made, and you can log in to see your status at any time; check your spam folder too. July-cycle postings say assessments often begin before the deadline, so expect one soon after you apply.2,1,6

  5. How fast January moves

    In investment banking the HireVue is selective, not automatic, and works as a first round. For summer 2027, HireVues went out from about Jan 14, 2026, in waves, with target schools generally first; a final wave of resume pulls led to superdays in early April 2026, when nearly all seats were filled.7,8

What the form asks

Office and division 1 per year
One office and one division per recruiting year. Choose before you apply.
Resume Required
The core of the application, and what the first screen reads. Apply online even if your school ran a resume drop.
Cover letter Optional
Named only for MBA associate programs. Treat it as optional for analyst roles.
Location and profile ranking Some programs
Quantitative Data Analytics asks you to rank your top three locations and stack-rank the job profiles.
GPA, transcript, written questions Check the form
Put your GPA on your resume; the postings list 3.5 as preferred. Have a transcript ready in case the form asks.

The one-choice rule and the cover letter line come from Bank of America's US page; the ranking from the posting. The rest is our best reading of the form. Check each field when you open it.1,4,6

Bank of America resume checklist

  • One page, saved as a PDF.
  • Education first while you are a student: school, degree written out, graduation month and year.
  • GPA as 3.53/4.00; the summer 2027 postings list 3.5 as preferred.
  • Experience newest first, two or three bullets each, every bullet starting with a verb.
  • Each bullet says what you did and what came of it, with a number where you have one.
  • Deal and modeling words only for work you did and can explain in an interview.
  • Leadership roles over memberships: what you ran, led or built.
  • Skills and interests last, with interests you could talk about for a minute.
  • One resume aimed at your one office and one division; for Technology, projects and languages up front.

What to put on it

The first screen reads your resume, so that is where your effort goes. For students the order is Education first, then experience, then leadership and activities, then skills and interests. The examples below are Intervyo rewrites of common resume lines, not questions from the form.1,14,15

  • Education: School, degree, graduation month and year, and GPA. First on the page while you are a student.
  • Experience: Internships and jobs, newest first, with two or three bullets that say what you did and what came of it.
  • Leadership and activities: Clubs, teams and roles where you owned something, not only memberships.
  • Skills and interests: Languages, software and a few real interests, last on the page.

Example questions and how to answer them

Experience bullet"Rewrite this bullet: "Interned at a wealth management firm, helped advisors.""14
  1. 1Start with a verb for what you did yourself: built, analyzed, prepared.
  2. 2Name the work: a portfolio review, a client report, a screening model.
  3. 3Add scale in numbers: assets, clients, hours saved.
  4. 4End with the result: what the advisor or client did with it.

Tip: Use your own numbers. If you could not explain a line out loud for a minute, cut it.

Example answer, written by Intervyo (not a real candidate)

Built an Excel review template for 40 client portfolios ($120M in assets) at a 6-person wealth advisory firm; cut quarterly review prep from 3 days to 1 and flagged 9 accounts for rebalancing.

Education line"Rewrite this education line: "UT Austin, BBA, 3.5, 2029""4,14,15
  1. 1University and location on the first line.
  2. 2Degree written out, with the expected graduation month and year.
  3. 3GPA to two decimals with the scale. Add a major GPA if it is higher.
  4. 4An optional line for relevant coursework or honors.

Tip: The summer 2027 postings list a 3.5 minimum GPA, preferred, so show yours to two decimals rather than rounding.

Example answer, written by Intervyo (not a real candidate)

The University of Texas at Austin, Austin, TX Bachelor of Business Administration in Finance, expected May 2029. GPA: 3.53/4.00 Relevant coursework: Valuation, Financial Accounting, Business Statistics

Leadership and activities"Rewrite this activity: "Member, Student Investment Fund.""14
  1. 1Lead with your role, not the club: what were you responsible for?
  2. 2Say what you produced: pitches, coverage, reports.
  3. 3Give one number for scale.
  4. 4Show a result or a decision your work led to.

Example answer, written by Intervyo (not a real candidate)

Energy Analyst, Student Investment Fund ($300K AUM): built models for 4 oil and gas producers and pitched 2 positions to the fund's board; one was added and returned 14% over two semesters.

From resume to HireVue"Tell me about yourself and why you are applying to this program."1,10,16
  1. 1Open with where you are now: school, major and year.
  2. 2Take 2 or 3 entries from your resume, one sentence each, in order.
  3. 3Link each step to the next, so the story builds toward this division.
  4. 4Close on why Bank of America and this office.

Tip: Asked at a New York investment banking superday, and the HireVue is primarily behavioral too. You get up to three minutes on video; plan for about two, and order your resume so the entries you want to talk about come first.

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How long to hear back after the online application

Bank of America contacts candidates by email or through a recruiter once a decision is made, and you can check your status in your account. In the January cycle, HireVues go out in waves over about three months.1,7,8

  1. Jan 2025 (summer 2026)

    Investment banking, US

    The HireVue was not automatic and was expected to take at least a week. Houston was through its first round of superdays and offers by Jan 29, ahead of New York.7

  2. Feb 2025 (summer 2026)

    Investment banking, San Francisco and Menlo Park

    San Francisco ran a first round after the HireVue; Menlo Park went straight to superday.7

  3. Mar 2025 (summer 2026)

    Investment banking, Industrials, New York

    HireVue straight to superday, with an offer about three and a half weeks after the application closed.10

  4. Jan 2026 (summer 2027)

    Investment banking, US

    One applicant recalled getting the HireVue and submitting it the same day, Jan 14. A Chicago superday ran on Jan 22.8

  5. Mar to Apr 2026 (summer 2027)

    Investment banking and sales and trading, New York

    Sales and trading HireVues went out on Mar 6, with a superday on Mar 26. A final IB wave of resume pulls led to superdays in early April; one applicant submitted a HireVue on Apr 4.8

  6. Sep 2026 (fall 2026 forum)

    Campus Insight Forum, US

    HireVue invites reached US applicants around Sep 22, after an online assessment and a program preference survey.9

Interviews often begin before the deadline, and programs close as positions are filled.1

Best guessIn investment banking, expect a HireVue within one to three weeks of applying if you are selected, earlier from target schools. If classmates have theirs and a month passes with nothing, check your status and keep applying elsewhere; late waves have run into April.

What happens after the online application

  1. Online applicationYou are here

    This page. One office and one division per year, through the campus application system.1

  2. Online assessment (July-cycle programs)

    The Technology and Quantitative Data Analytics postings say assessments often begin before the deadline, and the fall 2026 Campus Insight Forum ran an online assessment before the video.6,9

  3. HireVue video interview

    If selected: an on-demand video, 30 seconds to prepare and up to three minutes per answer, primarily behavioral. Allow 20 to 30 minutes.1,7

  4. First round (some offices)

    San Francisco and Los Angeles investment banking have run a live first round after the HireVue; New York and Menlo Park have gone straight to superday.7,8,10

  5. Superday

    Final interviews with people from the business you applied to: two to four back-to-back interviews in investment banking, about 30 minutes each.1,7,10,13

January cycle vs July cycle

Bank of America recruits its front office and its enterprise programs six months apart, and the steps after the application differ too.

Opened for summer 2027

Investment banking and sales and trading

Investment banking in mid-January 2026; sales and trading live by Feb 8, 2026. Both apply by Mar 31, 2026.8,4,5

Technology, data and enterprise programs

Jul 1, 2026, with an apply-by date of Nov 7, 2026 for Quantitative Data Analytics and Technology.3,6

Summer 2028, expected

Investment banking and sales and trading

Around January 2027, going by the last two cycles. One prep site estimates spring to summer 2027.7,8,12,13

Technology, data and enterprise programs

Around July 2027, if the last cycle repeats.3,6

After you apply

Investment banking and sales and trading

A selective HireVue, which works as a first round.7,11

Technology, data and enterprise programs

Expect an assessment; the postings say assessments often begin before the deadline.6

Video interview

Investment banking and sales and trading

On-demand video: 30 seconds to prepare, up to three minutes to answer.1

Technology, data and enterprise programs

The same on-demand video, if selected; the fall 2026 Campus Insight Forum sent it after an online assessment.1,9

GPA

Investment banking and sales and trading

3.5 minimum preferred.4,5

Technology, data and enterprise programs

3.5 minimum preferred for Quantitative Data Analytics.6

2028 summer analyst status

For summer 2027, investment banking opened in mid-January 2026, and Technology and Quantitative Data Analytics on Jul 1, 2026. Expect summer 2028 investment banking and sales and trading around mid-January 2027, and July-cycle programs around July 2027, if the last cycles repeat.3,8,7,12

FAQ

When do Bank of America 2028 summer analyst applications open?

For summer 2027, investment banking opened in mid-January 2026, sales and trading was live by Feb 8, 2026, and Technology and Quantitative Data Analytics on Jul 1, 2026. Expect around January 2027 for the front office and July 2027 for the rest; one prep site estimates the front office for spring to summer 2027 instead, so watch the careers site from January.3,8,5,6,12,13

How many programs can you apply to at Bank of America?

One office and one division per year. Investment banking in New York counts as your one choice, so you cannot also apply to sales and trading or to investment banking in Chicago that year. If you are turned down for summer, you can reapply for the full-time program the following year.1

Does Bank of America ask for a cover letter?

For analyst programs, treat it as optional. Bank of America names a cover letter only for MBA associate programs, where it asks for the resume and cover letter in one document.1

What GPA do you need for Bank of America?

The summer 2027 investment banking, sales and trading and Quantitative Data Analytics postings list a 3.5 minimum GPA, preferred. That is a preference, not a hard floor; put your GPA on your resume and add a major GPA if it is higher.4,5,6

Does Bank of America have an online assessment?

Expect one for July-cycle programs: the Technology and Quantitative Data Analytics postings say assessments often begin before the deadline, and the fall 2026 Campus Insight Forum assessment was multiple-choice work situations and traits, "most like me or not like me". For investment banking and sales and trading in January, expect the HireVue as the first step after the application.6,9,7,8

Does everyone get a Bank of America HireVue?

No. In investment banking it is selective, not automatic, and works as a first round that Bank of America takes seriously. It goes out in waves, generally to target schools first.7,8

What happens after you submit your Bank of America application?

You get a confirmation email. If you are selected, you are invited to interview: by phone, on-demand video, on campus or at a Bank of America office. In investment banking the first step has been a HireVue; you can check your status in your account at any time.2,1,7

What is the Bank of America Campus Insight Forum?

A Bank of America campus program with its own application. The fall 2026 forum ran an online assessment, a program preference survey and then a HireVue for those selected: three questions, 30 seconds to prepare and three minutes to answer, with US invites around Sep 22, 2026.9

Online application at other firms

Sources

Firm pages first, then dated candidate reports. Last checked Nov 4, 2026.

  1. 1Bank of America: Application process (US and Canada)
  2. 2Bank of America: Hiring process
  3. 3Bank of America: Campus job feed (all open campus roles)
  4. 4Bank of America (Wayback Machine): Global Investment Banking Summer Analyst Program - 2027 (archived Feb 7, 2026)
  5. 5Bank of America (Wayback Machine): Global Markets Sales & Trading Rotational Summer Analyst Program - 2027, New York (archived Feb 8, 2026)
  6. 6Bank of America: Quantitative Data Analytics Summer Analyst Program - 2027
  7. 7Candidate discussion on a public forum: BofA SA IBD 2026 Megathread (Jan to May 2025)
  8. 8Candidate discussion on a public forum: BofA SA 2027 (Jan to Apr 2026)
  9. 9Candidate report on a public forum: BofA Campus Insights HireVue (Aug to Oct 2026)
  10. 10Candidate report on a public forum: Investment Banking Summer Analyst interview, Industrials, New York (Mar 2025)
  11. 11Candidate report on a public forum: Analyst interview, Investment Banking, New York (Sep 2026)
  12. 12Extern: Investment Banking Internships 2028: When Each Bank Opens · prep site
  13. 13Extern: Bank of America Internship 2027-2028: Programs, Deadlines & How to Apply · prep site
  14. 14Mergers & Inquisitions: Free investment banking resume template · prep site
  15. 15Georgetown University Cawley Career Education Center: Resume Content & Formatting · prep site
  16. 16Candidate reports on a public forum: Bank of America Merrill Lynch Interview Questions (listing, page 1, Nov 2026)

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